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Futures is Treasurer Janet Cowell's financial education initiative, focusing on North Carolina students of all ages, from pre-K to retirement.  Our goal is to help every North Carolina student learn, invest, grow, and prosper!

You're never too young or too old to learn solid financial principles!  Let's start building a brighter tomorrow today!​

A Special Financial Education Center Update from State Treasurer Janet Cowell

Tax season is upon us and, in my capacity as State Treasurer, I want to help North Carolinians take advantage of low-cost tax preparation resources that will save them money and boost our state’s economy. For many, a tax refund may be the largest windfall of money that they receive this year. Consider using your refund to pay down debt, or to make a one-time contribution to either your retirement savings or personal savings. View tips for making this tax filing season a success

Commit to Save for Retirement!

Did you know that according to a recent study, 6 out of 10 baby boomers feel unprepared for retirement?  No matter how you plan to spend your retirement, make sure you're ready.  Have an outcome in mind, plan to cover essential living expenses, factor in health care expenses, and adjust your investment strategy and thinking.  Download more Commit to Save for Retirement! tips

Commit to Save for College!

Did you know that according to a 2012 U.S. Census Bureau report, on average, individuals with a four-year degree earned 85% more annually than those without a college degree?  Saving a little today can help make higher education a reality.  Start saving early and regularly, recognize the benefits of higher education, open a 529 college savings plan.  

Kids and Money

It's never too early to learn solid financial practices.  There are many opportunities for parents to discuss spending money responsibly with children including managing money, using credit cards, paying down debt, and personal banking.  


Treasurer Cowell Celebrates Financial Literacy Month at Wake County Elementary School

North Carolina Treasurer Janet Cowell recently visited Banks Road Elementary School in Wake County as part of her year-long focus on lifelong financial education.  Cowell read the story of Patches the Pig, a pink piggy bank, to help explain the importance of saving money and offer tips on smart financial habits for children.  

Patches the Pig was written by Banks Road student Payton Waller, then 7, to help kick-start excitement and understanding about the importance of saving your pennies from a very early age.  At the event, Cowell also presented Payton a certificate of achievement for her creativity in financial education.

"It's never too early for children to begin learning good spending and saving practices," Cowell said.  "Patches the Pig teaches young people an important lesson to carry throughout life: save a little, spend a little, and invest a little."  

In addition, Cowell interacted with students and had them describe financial education "In their Own Words". View the event summary and photos

View a short video of North Carolina students of all ages describing financial literacy "In their Own Words."   
View the video in the window below or on YouTube.​​