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In 2009, Treasurer Janet Cowell met with students and university leaders from various universities and community colleges across the state.  Based on the conversations and national studies on student debt, Treasurer Cowell presented observations and recommendations to help North Carolina's students manage debt in her Student Debt Report.​

Below are some additional statistics from various studies conducted on financial literacy:


 Did You Know?


​84% of students said they needed education to increase financial literacy

92% of students who have credit cards used their cards to pay for some type of college expense

64% of students graduate with student loan debt, and of these students, 39% graduate with unmanageable debt

40% of students wished they had credit education programs as first-year students

View Treasurer Cowell's Student Debt Report