NC Total Retirement Plans logo. My NC Retirement. TRP waves image. Retired female with diverse students studying pine cone.

NC 401(k), NC 457, and NC403(b) Program

11/30/18 Notice: Technical malfunction on Prudential employer website

Prudential Retirement, the third-party administrator for the NC 401(k) Plan, NC 457 Plan and NC 403(b) Program, maintains an employer website that participating state and local governmental employers can access. The website allows an employer's authorized representative to access certain information about current and former employees who participate in one or more of the plans. On November 19 and 20, 2018, Prudential's employer website experienced a technical malfunction which allowed some employers unauthorized access to participant data from other organizations. Prudential is currently in the process of assessing the full scope of the malfunction, but at this time, we have no reason to believe that the malfunction or unauthorized access was done maliciously or that unauthorized access extended beyond the otherwise authorized employer representatives. We take our participants' privacy seriously and wanted to make participants aware of the possibility that participants' confidential information may have been shared with an employer other than their own. Should you have any questions or concerns please call Prudential's call center at 866-627-5267.

 

 
​​  ​
Saving on your own in one of the NC Total Retirement Plans is an important step toward retirement readiness - meaning you can replace 80% of your pre-retirement income each year throughout your retirement!​

NC 401(k) and NC 457 Plans
 
The NC 401(k) and NC 457 Plans are defined contribution plans, which consist of your personal contributions, any employer contributions (if applicable), and any earnings on the plan investments you’ve selected.

Features of these plans include pre-tax contributions, Roth after-tax contributions, flexible withdrawal options, and more! MANY employers offer a contribution or match for members who save on their own in the NC 401(k) or NC 457 Plans. 

Learn more about the NC 401(k) and NC 457 Plans


NC 403b Program for K-12 and Community College Faculty and Staff

The NC 403(b) Program is a centrally-administered, award-winning retirement option customized for our K-12 public school and community college employees.

orange_button_nc403b@2x.png


Am I saving enough for retirement?

Not sure if you need to supplement your retirement savings on your own? Your myNC Retirement Statement will help you determine if you are saving enough for a secure retirement!


Which supplemental savings option is right for me?
 
While they are similar in many ways, there are some unique differences between the options. Click here to see a Plan Com​parison​ Chart​.​
 
NearingRetirement.jpg

Total Retirement Plans navigation NC Total Retirement PlansNC 401(k)/and NC 457 PlansNC 401(k)/457 Investment OptionsNC 401(k)/457 Transfer BenefitNC 403(b) ProgramNC 403(b) Investment Options​​