If something happens to you, the payout of each of your NC Total Retirement Plans - including the NC pension plan and all supplemental plans - is governed by the beneficiary designation on file with each, different plan provider. In most cases, payouts are not made based on the relationship of the beneficiary to the deceased member at the time of death.

All Active NC Defined Benefit Plan (NC Pension Plan - TSERS and LGERS) Members

(Note: Not all employers under LGERS have elected to provide the death benefit coverage for their non-law enforcement personnel.)

Designating your Beneficiary(ies) for Return of Retirement System Contributions and the Death Benefit.

If you have less than 10 years of service

1. Login to ORBIT at https://orbit.myncretirement.com​ 
    
If you have not used ORBIT before, you will need to register by clicking on the Register button on the same page.  To complete the registration, you need to supply your Social Security number, birth date, and zip code.
 
2. Once logged in, click on the "Maintain Beneficiaries" tab on the left hand side of the screen.
    
3. On the next screen, you can view your beneficiaries, and use the add, edit and delete features to change your beneficiary(ies).
   
   

If you have more than 10 years of service

• Form 2RC – Designating Beneficiary(ies) for Retirement System Return of Contributions (all TSERS and LGERS members)
• Form 2DB – Designating Beneficiary(ies) for the Death Benefit (all TSERS members, and LGERS members whose employers have chosen to offer the Death Benefit)

All NC Active and Retirees - Supplemental Retirement Plans

Active NC Employees - NC FLEX Supplemental Life Insurance

Retirees - Supplemental Life Insurance