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Designating Beneficiaries

If something happens to you, the payout of each of your NC Total Retirement Plans - including the NC pension plan and all supplemental plans - is governed by the beneficiary designation on file with each, different plan provider. In most cases, payouts are not made based on the relationship of the beneficiary to the deceased member at the time of death.

All Active NC Defined Benefit Plan (NC Pension Plan - TSERS and LGERS) Members


(Note: Not all employers under LGERS have elected to provide the death benefit coverage for their non-law enforcement personnel.)

Designating your Beneficiary(ies) for Return of Retirement System Contributions and the Death Benefit.

If you have less than 10 years of service

If you have less than 10 years of service, you can designate your beneficiary(ies) through ORBIT, our secure website.
To change your beneficiary(ies), complete the following steps:
  1. Login to ORBIT at​ 
  2. If you have not used ORBIT before, you will need to register by clicking on the Register button on the same page.  To complete the registration, you need to supply your Social Security number, birth date, and zip code.
  3. Once logged in, click on the "Maintain Beneficiaries" tab on the left hand side of the screen.
  4. On the next screen, you can view your beneficiaries, and use the add, edit and delete features to change your beneficiary(ies).

If you have more than 10 years of service

If you have more than 10 years of service, you will need to complete a paper copy of:
  • Form 2RC – Designating Beneficiary(ies) for Retirement System Return of Contributions (all TSERS and LGERS members)
  • Form 2DB – Designating Beneficiary(ies) for the Death Benefit (all TSERS members, and LGERS members whose employers have chosen to offer the Death Benefit)
These forms are available on the ORBIT forms page. Submit your form(s) to the North Carolina Retirement Systems by mail or fax.

All NC Active and Retirees - Supplemental Retirement Plans

Plan Name Description  Forms Contact
NC Total Retirement Plans
NC 401(k) and NC 457 Plans
​Tax-deferred supplemental retirement plans for NC public employees
NC 401(k)
NC 457
1-(866)-NCPLANS or
NC Total Retirement Plans
403(b) Program
​Tax-deferred supplemental retirement plan for employees of NC public school districts adopting the plan NC 403(b) 1-(800)-842-2776


Active NC Employees - NC FLEX Supplemental Life Insurance

Plan Name Description  Forms Contact
Core AD&D  

​Core Accidental Death & Dismemberment is a benefit that covers employees only with no additional cost


Voluntary AD&D 

​Optional insurance pays a benefit if the employee dies or suffers another covered loss as the result of an accident, such as dismemberment or paralysis
VOYA 1-(800)-257-0930
Group Term Life Insurance 

​Optional term life insurance pays a benefit as a result of death while covered under the policy  ​VOYA​ ​1-(877)-464-5111


Retirees - Supplemental Life Insurance


Plan Name Description  Forms Contact
Life Insurance Term and Whole Life Pierce