NC Total Retirement Plans, Government Benefit Recipients, wave image. Diverse group of retirees smiling, walking on beach.

Retiree Health Care​
As a retiree in the North Carolina Retirement Systems, you may be eligible to access one or more of the health care options offered through your Retirement System or one of its partners. Review the list of options below to learn more about the choices available to you.  

State Health Plan for Teachers and State Employees
North Carolina takes care of state employees and state retirees by offering medical healthcare plans. The State Health Plan offers medical and prescription drug coverage. Subscribe to its complimentary e-newsletter, Member Focus, to keep up-to-date on your pharmacy and health benefits, plus health and savings tips. Subscribe on the State Health Plan website​.

State Health Plan Revises Enrollment Process for Eligible Retiring Employees
The process has changed for enrolling eligible retiring employees who elect retiree health plan coverage through the State Health Plan. If you made an election during open enrollment, this does not affect that election. Click here for more information.

In addition to your State Health Plan benefits, the State Health Plan strongly recommends you enroll in Medicare Part B coverage, as well as Part A, when you become eligible as a retiree, in order to maintain your same level of coverage under the State Health Plan. Find answers to your Medicare questions here.
Optional Supplemental Insurance
Pierce Insurance Agency Inc. offers optional supplemental insurance coverage to retirees. Premiums can be deducted from members’ monthly retirement benefit. Click here for an overview of benefits available.
The Seniors' Health Insurance Information Program (SHIIP) is available to answer questions and counsel Medicare beneficiaries and caregivers about Medicare, Medicare supplements, Medicare Advantage, Medicare prescription drug plans, long-term care insurance and other health insurance concerns.