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In 2009, Treasurer Janet Cowell met with students and university leaders from various universities and community colleges across the state.

Based on conversations and state and national studies on student debt, Treasurer Cowell presented observations and recommendations to help North Carolina's students manage debt in her Student Debt Report.

Read the full report 






 Report Findings


​Most students have not had financial education in high school or college.

Students are using credit cards for both consumer expenses and to finance direct education expenses.

Many students lack an overall understanding of their overall debt burden and the consequences of accuring debt.

Read the full report