Retirement-Related Links

• The State Health Plan of North Carolina

  North Carolina takes care of state employees and state retirees by offering great medical healthcare plans. The State Health Plan offers benefits such as three PPO options, prescription drug coverage, the NC HealthSmart Wellness Program, and incentives that encourage healthy habits.

• The State Health Plan of North Carolina Long-Term Health Plan

  In addition to general health benefits, the State Health Plan has teamed up with Prudential's Group Long-Term Care Insurance. Follow the instructions on this page to access Prudential's Web site.

• State Insurance Services

  State Insurance Services offers optional coverage to retirees, which can be deducted from your monthly retirement benefit, to take care of your dental and vision needs. UnitedHealthcare Dental and Spectera Vision information is available here.

• Medicare

  In addition to your State Health Plan benefits, State Health Plan law requires you to enroll in Medicare Part B coverage, as well as Part A, when you become eligible as a retiree, in order to maintain your same level of coverage under the State Health Plan. Find answers to your Medicare questions here.

Retirement Benefits Planning Information

• Social Security Benefits Estimator

  The Social Security Benefits Estimator helps you to better understand your Social Security protection as you plan for your financial future. The benefit calculator can answer all your questions about payments and options.

• Social Security Statement

  If you have questions about your Social Security statement, this site has frequently asked questions that can guide you in the right direction for an answer.

• Apply for Social Security Online

  The Social Security Administration has a wealth of information for current employees and retirees alike, including retirement planning calculators, Medicare information, and how to apply for benefits.

• Social Security Publications

  The Social Security Administration produces a number of up-to-date online publications that include information about retirement benefits, disability benefits, survivor's benefits, and more.

• NC 401(k) Plan

  The NC 401(k) Plan is another convenient way to save for your future retirement through payroll deduction. With the opportunity to save on a pre-tax basis and/or with Roth after-tax contributions, you can choose the savings method that works best for you. The Plan also offers GoalMaker, a free, easy-to-use investment allocation tool.

• NC Public Employee Deferred Compensation Plan (457)

  The NC Deferred Compensation (457) Plan is another convenient way to save for your future retirement through payroll deduction. The Plan accepts pre-tax contributions and offers Reality Investing, which has different levels of assistance for choosing the proper investment mix.

North Carolina State and Local Employees and Retirees' Associations

• North Carolina Association of County Commissioners

  The North Carolina Association of County Commissioners is one of the most successful and active statewide local government associations in the nation. This site provides information for its members, employees, and the general public.

• North Carolina Association of Educators

  NCAE's mission is to advocate for members and students, to enhance the education profession, and to advance public education. On this site you can find news, e-publications, and key information for state educators.

• North Carolina Association of School Administrators

  NCASA is an organization under which North Carolina school administrator groups are unified. NCASA provides to all these groups broad based membership services, professional development, financial services, communication, legal counsel, legal fees liability insurance, and lobbying services.

• North Carolina League of Municipalities

  The North Carolina League of Municipalities is a nonpartisan association of municipalities in North Carolina. Their site brings together the towns and cities of the state and keeps readers up-to-date with the latest news affecting residents of North Carolina’s cities, towns, and villages.

• North Carolina Retired School Personnel

  Retirees from school organizations in North Carolina, or from other states who now reside in North Carolina, are eligible to join the North Carolina Retired School Personnel. Here you will find information about becoming a member, legislative information and news that affects you, and a calendar of activities, such as leadership conferences.

• The State Employees' Association of North Carolina

  At 55,000 members strong, SEANC is the largest independent public employees association in the nation. Some of the many benefits offered by the SEANC include the Member Discount Program, insurance programs, scholarship opportunities, and training sessions.

• North Carolina Retired Governmental Employees' Association

  Their slogan, "For those who have made a living and now wish to make a life," sums up what the NCRGEA does for the governmental retirees of North Carolina. They are the largest association in North Carolina devoted to working for the benefit of state and local government retirees and they offer legislative updates by email, health, vision, and dental benefits, We Save discount cards, and more.